일본의 고령자 노후소득과 정년연장에 관한 연구

Abstract

Aging is a significant variable affected the entire national economy as well as one of the key issues surrounding household in terms of the quality of life. Because it can not help but increase a additional funding which is required according to the need the prolonged life expectancy and duration of life. At this time, the prime way is to secure enough funds through steady earned income. Especially it feels keenly the necessity of earned income in case of under middle-class having fewer accumulated assets. Actually a large number of aged household being poverty and necessary earned income is increasing at rapid rate. In addition, the Japanese government extended pension’s receiving time from 60 to 65 in terms of financial stability. This result caused inevitable vacuum until pension receiving year. Because it is generally 60th years(mandatory retirement system) retirement in Japan. At that reason, it is unavoidable a significant impact of aged household who entirely depend on pension income. Therefore Japan government makes it mandatory for company to keep the continued employment until 65 after amending the raw. Nevertheless the reality is somewhat anomalous. Almost every firm in Japan choose the simple rehired labor system aiming at fewer candidates in stead of deferring retirement system. There are lots of other problem to review such as distinction of age and wage structure. The bigger problems, however, are just beginning. Because it is widely expending a anxiety of money shortage for the aged, joining the subsequent generation called economic refugee reserve as well as aged household’s gap between the rich and poor. For these reasons, the securement of earned income which is the long-term and stable through deferring retirement system might be the only solution to a great many older people being in a financial difficulty.