Student loan and credit risk in Korea

Title
Student loan and credit risk in Korea
Authors
강형구
Keywords
Korea; Student loan; Default; Consumer finance; Credit risk
Issue Date
2015-08
Publisher
ELSEVIER SCIENCE SA
Citation
ECONOMICS LETTERS, v. 135, Page. 121-125
Abstract
This study first analyzes factors affecting default of student loans in Korea, using nationwide data. Default of student loans is a function of gender, major, loan balance, etc., being consistent with prior studies. However the effect of age and marital status in our analysis is not consistent with prior studies. We first document new variables affecting student loan defaults such as grace period and repayment period. (c) 2015 Elsevier B.V. All rights reserved.
URI
http://www.sciencedirect.com/science/article/pii/S016517651500333Xhttp://hdl.handle.net/20.500.11754/26793
ISSN
0165-1765; 1873-7374
DOI
http://dx.doi.org/10.1016/j.econlet.2015.08.018
Appears in Collections:
GRADUATE SCHOOL OF BUSINESS[S](경영전문대학원) > ETC
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