강형구
2017-04-19T01:13:23Z
2017-04-19T01:13:23Z
2015-08
ECONOMICS LETTERS, v. 135, Page. 121-125
0165-1765
1873-7374
http://www.sciencedirect.com/science/article/pii/S016517651500333X
http://hdl.handle.net/20.500.11754/26793
This study first analyzes factors affecting default of student loans in Korea, using nationwide data. Default of student loans is a function of gender, major, loan balance, etc., being consistent with prior studies. However the effect of age and marital status in our analysis is not consistent with prior studies. We first document new variables affecting student loan defaults such as grace period and repayment period. (c) 2015 Elsevier B.V. All rights reserved.
The authors would like to thank an anonymous referee for helpful comments. This study was supported by the research fund of Hanyang University (HY-2014).
en
ELSEVIER SCIENCE SA
Korea
Student loan
Default
Consumer finance
Credit risk
Student loan and credit risk in Korea
Article
135
10.1016/j.econlet.2015.08.018
121-125
ECONOMICS LETTERS
Han, Byung-Suk
Kang, Hyoung-Goo
Jun, Sang-Gyung
2015015859
S
SCHOOL OF BUSINESS[S]
DEPARTMENT OF FINANCIAL MANAGEMENT
hyoungkang